Compare Fixed Rate Morgages

It can be tough finding the best information on where to get a mortage, so to help your search we've provided at-a-glance tables that allow you to compare mortage rates from some of the top mortgage providers.

Fixed Rate Mortgages

Fixed rate mortgages are a sensible option for first time buyers or those who crave financial security. As the buyer knows exactly what their repayments will be for the length of the fixed rate period, it allows them to plan around their repayments, and to ensure they can meet their repayments with ease, regardless of shocks to the financial market or the 'credit crunch'.

It is worth noting, however, that if you feel fairly financially stable a discount or variable rate mortgage may work out cheaper, however there is always the risk that rather than your rate going down it can go up, increasing your repayments. If you think the market is going to improve and interest rates are going to fall you may be better off with a variable rate mortgage. However if you think interest rates will continue to rise you will feel more comfortable taking a fixed rate mortgage, as you will be able to 'set and forget' your monthly payments and sleep better at night.